Summer driving and increased risks

Summer driving and increased risks

We all know that Spring brings out excited drivers such as young people who have just obtained their licenses, ready to start practicing their driving on clear sunny days. As well, many people who have had their sports cars stored all winter will want to take them out...

Ontario Auto Insurance Rate Increases

Ontario Auto Insurance Rate Increases

Need more information on why Ontario auto insurance rates are increasing? Good article here courtesy of Canadian Underwriter What's really behind Ontario auto rate increases

Storm Safety Tips

Storm Safety Tips

During a major rain and wind storm, damage to buildings; such as roof shingles and windows, may occur and flooding and power outages are possible. Every year, homes are damaged by weather-related events, and homeowners are subjected to the considerable costs and...

Home Insurance – Cold Weather Strategies

Home Insurance – Cold Weather Strategies

We're now "mid-winter" and a good time to review some cold weather strategies to reduce, minimize or avoid potential losses! For many of our clients this should now only serve as a reminder. For our new clients please carefully read – • If you will be leaving your...

Why are insurance premiums increasing?

Why are insurance premiums increasing?

The fundamental purpose of an insurance company is to earn a reasonable profit for investors willing to invest money to underwrite risks and indemnify unpredictable losses. This is done by collecting premiums from many people with similar risks or assets, such as...

​Mortgage Insurance VS Term Insurance

​Mortgage Insurance VS Term Insurance

Why buy Mortgage Insurance from a bank when you can buy it from an insurance company offering better features and competitive premiums? • When you arrange individual life insurance you always own it whether you change your mortgage or not. If the coverage is arranged...

Travel Security Tips

Travel Security Tips

Imagine. You are on holidays in total relaxed mode as you enter a crowded café. Having found a table, you unsnap your fanny pack and hang it over your chair then scan the menu. You are soon focused on the food, the wine, and discussion with your travel partner and...

Car Insurance – Traveling and storing your car?

Car Insurance – Traveling and storing your car?

Winter is now here and the calls have been coming in since the fall "We're heading south for the winter and won't be using our car. What is the best way of saving some premium?" Like most things to do with insurance, every situation is different and the answer is...

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