*Self-Serve – Get Quotes and Purchase Online
We Love Entrepreneurs – The Backbone of Canada!
You now have the option to arrange your own insurance online
Right here at Guthrie Insurance!
* Underwritten through Foxquilt Insurance
*SELF-SERVE COMMERCIAL INSURANCE
Small Business Insurance that’s easy, affordable, and delivers the protection your business needs. Simply click, provide some basic information, add your payment information and you’re all set. Now available for:
- Liability limits of either $1,000,000 or $2,000,000
- Property coverage including options for installation floaters, equipment, tools, even drones.
- Special options such as Errors and Omissions Liability, Pollution, Drone Liability.
- Several flexible payment options
* Underwritten through Foxquilt Insurance. By clicking on a button above, it will take you to their easy, low-cost, quote and signup process
THERE ARE MANY TYPES OF SMALL BUSINESS INSURANCE
Different businesses require different coverage. Depending on the nature and size of your Ontario small business and the industry you operate in, you may require additional, unique or specialized coverage. After properly assessing your business risks, exposures and insurance needs we work with you to ensure your business is properly protected. Here are some of the some of the types of policies we may suggest for you:
Small business, premises liability and products liability insurance
Professional or Errors or Omissions liability insurance
Commercial auto insurance
Non-owned automobile liability
Flood and Sewer Back Up
Extended business income insurance
Cyber/data breach insurance
Employers Liability (even if you have WSIB)
Directors and officers insurance
WHAT IS SMALL BUSINESS LIABILITY INSURANCE?
Small business liability insurance is considered the most important type of insurance available. Whether it was your “fault” or not, if you are accused of causing bodily injury or property damage, you may be held accountable (sometimes whether you are “legally” liable or not!). For your insured business operations and activities, if you are sued for allegations of bodily injury or property damage your business liability insurance pays both to defend you (whether or not you are legally responsible) as well as the monetary judgement if you are held responsible, up to your policy limits. It covers the operations and activities of Ontario businesses, and their employees while acting within the scope of their duties.
All Ontario small business needs adequate liability insurance. Even if you are doing something you think is low risk or innocuous and with minimal revenues, just one small mistake or even an allegation, can result in a lawsuit and put you into financial ruin.
GROUP OR EMPLOYEE BENEFITS FOR SMALL BUSINESS – PROTECT AND SAVE!
At Guthrie Insurance, we offer group benefits for large and small businesses in Ontario, providing quality insurance options tailored to suit your businesses needs and goals. Group insurance allows you to attract and reward a strong, loyal group of employees who would benefit from extra incentives like; health and life insurance, hospital coverage, dental care, personal life insurance and more. This type of insurance is very suitable for small businesses as it provides a wide range of protection and benefits, ideally for small groups of 2 – 50 people.
With Guthrie Insurance, we can provide you a tailored group benefits insurance policy that suits your Ontario small business, and staff entirely. Interested in our group benefits insurance policies? Get in touch today, and our team will provide great coverage and great rates