Wood Burning Appliances – Wood Stoves With Covid19, this winter we will be more homebound then ever before. Those cold winter nights are more pleasant with the warmth, scent and sound of a fire safely crackling nearby. With the expected resurgence of wood stoves and...
Now living with covid-19 more of us are working from home and becoming even more reliant on internet connectivity. This is unfortunately when the internet also seems to be "exploding" with fraud – phishing scams. Especially those taking advantage of our COVID-19...
Great article from CBC on Cyberware/Ransomware insurance coverage - How ransomware insurance that protects companies and communities can also embolden criminals https://www.cbc.ca/news/science/ransomware-cyber-insurance-pros-and-cons-1.5453619
Ontario Home Insurance Tips for Preventing an Electrical Fire We are now in the digital age with more gadgets than ever. With more people working from home, more devices are being plugged in and are running alongside home appliances. This often increases the use of...
Even Canadians Need Some Cold Weather Reminders Once again, it is time to review some cold weather strategies to reduce, minimize or avoid potential losses for Ontario home owners. For many of our clients this should now only serve as a reminder. For our new clients...
CYBER LIABILITY During these unprecedented times, millions of Canadians are practicing physical (social) distancing and working from home. These practices are currently the "new normal" in an effort to keep safe from COVID-19. However, in working from home, we have...
Over the past 6 weeks or so, there has been considerable insurance information in the news over concerning the covid-19 crises. Most have heard local news announce that Canada's insurers are reviewing options for premium relief, for qualifying customers struggling...
We're now "mid-winter" and a good time to review some cold weather strategies to reduce, minimize or avoid potential losses! For many of our clients this should now only serve as a reminder. For our new clients please carefully read – • If you will be leaving your...
The fundamental purpose of an insurance company is to earn a reasonable profit for investors willing to invest money to underwrite risks and indemnify unpredictable losses. This is done by collecting premiums from many people with similar risks or assets, such as...
Winter weather and icy roads in particular seem to cause Ontario driver's considerable grief every year. Some feel it is just not "fair" that losing control on black ice, smashing your car and perhaps others, should count as an at-fault accident, often with resulting...
Imagine. You are on holidays in total relaxed mode as you enter a crowded café. Having found a table, you unsnap your fanny pack and hang it over your chair then scan the menu. You are soon focused on the food, the wine, and discussion with your travel partner and...
Winter is now here and the calls have been coming in since the fall "We're heading south for the winter and won't be using our car. What is the best way of saving some premium?" Like most things to do with insurance, every situation is different and the answer is...