Spring Newsletter We made it! Another winter is now behind us. Who would have thought what the Spring of 2022 would bring? A hopefully waning pandemic, inflation, and now sadly, war. From an insurance perspective, the risks we...
NEWS & INFORMATION
Risky Business By Guthrie Insurance – Fall Newsletter
Fall 2021 Newsletter Autumn greetings to our valued clients, friends and colleagues. Here we are now heading in to the winter of 2021. What a year it has been. Rather than rehash the challenges of the past two years, once again we look forward to an autumn and winter...
Insurance news and information from Canadian Broker Network – Fall Newsletter
Insurance news and information from Canadian Broker Network – Fall 2021 Canada’s property casualty insurance market has been caught in a hard market cycle for a few years and, even though COVID-19 has amplified a multitude of issues for the industry and insurance...
Home Insurance – Loss Prevention and Woodstoves
Wood Burning Appliances – Wood Stoves With Covid19, this winter we will be more homebound then ever before. Those cold winter nights are more pleasant with the warmth, scent and sound of a fire safely crackling nearby. With the expected resurgence of wood stoves and...
Internet Safety Tips
Now living with covid-19 more of us are working from home and becoming even more reliant on internet connectivity. This is unfortunately when the internet also seems to be "exploding" with fraud – phishing scams. Especially those taking advantage of our COVID-19...
Top Tips for Safer Winter Driving
Road safety is always important, but it becomes crucial when winter takes effect. Snow, icy roads and unpredictable weather are all common hazards that plague drivers during the colder months. Keep calm, confident and safe on the roads this winter by following these...
Cyber & Ransomware – Insurance Risks & Exposures
Great article from CBC on Cyberware/Ransomware insurance coverage - How ransomware insurance that protects companies and communities can also embolden criminals https://www.cbc.ca/news/science/ransomware-cyber-insurance-pros-and-cons-1.5453619
Making Data Management a Business Priority
Even before COVID-19 put Canadian businesses under extreme pressure to evolve and embrace #digitaltechnology, technological innovation was already more of a necessity than a choice With nearly every type of Canadian business embracing digital channels and platforms,...
What Are the Business Risks of Digital Communications?
Tailored, digital-first customer experiences are on the rise, and providing seamless products, services, and communications that work around the unique needs of different generations is rapidly becoming a business priority. That's according to 86% of the executives...
Springtime in Ontario Means Water – Tips on Water Damage Loss Control
Spring is here and with it comes the inevitable snow melt, heavy rain showers and “water damage” season will be upon us once again. As a constant reminder to our long term clients and hopefully of interest to those that have joined us recently, we present some timely...
Shared Accommodation – Renting or Sharing
The Pitfalls of Shared accommodation – It seems there are more people living together in a variety of arrangements than ever before. Adult children continuing to live with their parents. Students sharing an apartment. Retirees sharing a house. Enterprising people who...
Who Are Our Ontario Home Insurance Customers?
Own a home in Toronto, the GTA, or anywhere in Southern Ontario? What about 2-3 cars? A boat or motor home? Expensive collections or even bicycles? Whatever your situation, you probably find managing your house insurance to be a time-consuming, frustrating and...
Vehicle Replacement Insurance
Vehicle Replacement Insurance Insurance in general and auto insurance in particular is constantly evolving to meet new risks, exposures and financial conditions. One such area you may have had heard about recently involves...
Home Insurance – Fire & Electrical Loss Prevention tips
Ontario Home Insurance Tips for Preventing an Electrical Fire We are now in the digital age with more gadgets than ever. With more people working from home, more devices are being plugged in and are running alongside home appliances. This often increases the use of...
Ontario Home Insurance – Cold Weather Reminders
Even Canadians Need Some Cold Weather Reminders Once again, it is time to review some cold weather strategies to reduce, minimize or avoid potential losses for Ontario home owners. For many of our clients this should now only serve as a reminder. For our new clients...
4 Important Reasons to Get Commercial Property Insurance for Your Business
Picture two entrepreneurs, both of whom have pizza shops right opposite from each other. One is covered by business insurance while the other has chosen to forego insurance. In the brutal Canadian winter, a heavy blizzard causes significant property damage from wind...
Should removing winter tires be a priority during pandemic?
As summer approaches in the midst of the COVID-19 pandemic, a key question is whether motorists with winter tires are getting their seasonal tire changes. Keeping winter tires on during the summer increases the risk of aquaplaning because winter tire treads don't shed...
How to protect yourself from COVID-19 technology scams
CYBER LIABILITY During these unprecedented times, millions of Canadians are practicing physical (social) distancing and working from home. These practices are currently the "new normal" in an effort to keep safe from COVID-19. However, in working from home, we have...
Managing Ontario Auto Insurance during Covid-19
Suggestions for managing Ontario Auto Insurance premiums As more people get used to staying at home in support of physical distancing, there may be some premium-saving strategies available. Especially so if there have been significant changes in your driving habits....
Flood Prevention Tips
Melted snow and extreme weather events, such as torrential rain, are among the main causes of spring flooding. For many of us, having our home or business flood in the current covid-19 environment would be a disastrous additional financial and emotional burden. As...
Initial Covid-19 Insurance Situation
Over the past 6 weeks or so, there has been considerable insurance information in the news over concerning the covid-19 crises. Most have heard local news announce that Canada's insurers are reviewing options for premium relief, for qualifying customers struggling...