Wood Burning Appliances – Wood Stoves With Covid19, this winter we will be more homebound then ever before. Those cold winter nights are more pleasant with the warmth, scent and sound of a fire safely crackling nearby. With the expected resurgence of wood stoves and...
Great article from CBC on Cyberware/Ransomware insurance coverage - How ransomware insurance that protects companies and communities can also embolden criminals https://www.cbc.ca/news/science/ransomware-cyber-insurance-pros-and-cons-1.5453619
Even Canadians Need Some Cold Weather Reminders Once again, it is time to review some cold weather strategies to reduce, minimize or avoid potential losses for Ontario home owners. For many of our clients this should now only serve as a reminder. For our new clients...
Melted snow and extreme weather events, such as torrential rain, are among the main causes of spring flooding. For many of us, having our home or business flood in the current covid-19 environment would be a disastrous additional financial and emotional burden. As...
Over the past 6 weeks or so, there has been considerable insurance information in the news over concerning the covid-19 crises. Most have heard local news announce that Canada's insurers are reviewing options for premium relief, for qualifying customers struggling...
During a major rain and wind storm, damage to buildings; such as roof shingles and windows, may occur and flooding and power outages are possible. Every year, homes are damaged by weather-related events, and homeowners are subjected to the considerable costs and...
We're now "mid-winter" and a good time to review some cold weather strategies to reduce, minimize or avoid potential losses! For many of our clients this should now only serve as a reminder. For our new clients please carefully read – • If you will be leaving your...
The fundamental purpose of an insurance company is to earn a reasonable profit for investors willing to invest money to underwrite risks and indemnify unpredictable losses. This is done by collecting premiums from many people with similar risks or assets, such as...
Imagine. You are on holidays in total relaxed mode as you enter a crowded café. Having found a table, you unsnap your fanny pack and hang it over your chair then scan the menu. You are soon focused on the food, the wine, and discussion with your travel partner and...