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Storm Safety Tips

Storm Safety Tips

by Cassie D | Feb 10, 2020 | Home Business Insurance, Home Insurance, Personal Insurance

During a major rain and wind storm, damage to buildings; such as roof shingles and windows, may occur and flooding and power outages are possible. Every year, homes are damaged by weather-related events, and homeowners are subjected to the considerable costs and...
Home Insurance – Cold Weather Strategies

Home Insurance – Cold Weather Strategies

by Cassie D | Feb 5, 2020 | Home Business Insurance, Home Insurance, Personal Insurance, Private Client Services

We’re now “mid-winter” and a good time to review some cold weather strategies to reduce, minimize or avoid potential losses! For many of our clients this should now only serve as a reminder. For our new clients please carefully read – • If you will...
Why are insurance premiums increasing?

Why are insurance premiums increasing?

by Cassie D | Jan 15, 2020 | Automobile Insurance, Home Insurance, Personal Insurance, Private Client Services

The fundamental purpose of an insurance company is to earn a reasonable profit for investors willing to invest money to underwrite risks and indemnify unpredictable losses. This is done by collecting premiums from many people with similar risks or assets, such as...
​Car Insurance – Accidents – Premium Rating – “I Slid On Ice – It’s not MY fault!”

​Car Insurance – Accidents – Premium Rating – “I Slid On Ice – It’s not MY fault!”

by Cassie D | Jan 15, 2020 | Automobile Insurance, Automobile Insurance, Commercial Insurance, Personal Insurance, Private Client Services

Winter weather and icy roads in particular seem to cause Ontario driver’s considerable grief every year. Some feel it is just not “fair” that losing control on black ice, smashing your car and perhaps others, should count as an at-fault accident,...
​Mortgage Insurance VS Term Insurance

​Mortgage Insurance VS Term Insurance

by Cassie D | Jan 15, 2020 | Life Insurance, Mortgage Insurance, Term Insurance

Why buy Mortgage Insurance from a bank when you can buy it from an insurance company offering better features and competitive premiums? • When you arrange individual life insurance you always own it whether you change your mortgage or not. If the coverage is arranged...
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