{"id":2070,"date":"2020-12-28T20:36:50","date_gmt":"2020-12-29T01:36:50","guid":{"rendered":"https:\/\/vps.gsltechnologies.com\/~guthrieinsurance\/?p=2070"},"modified":"2020-12-28T20:36:50","modified_gmt":"2020-12-29T01:36:50","slug":"homeowners-insurance-loss-prevention","status":"publish","type":"post","link":"https:\/\/guthrieinsurance.com\/wp22\/homeowners-insurance-loss-prevention\/","title":{"rendered":"Home Insurance &#8211; Fire &#038; Electrical Loss Prevention tips"},"content":{"rendered":"<p>Ontario Home Insurance Tips for Preventing an Electrical Fire<\/p>\n<p><span data-verified=\"redactor\" data-redactor-tag=\"span\">We are now in the digital age with more gadgets than ever. With more people working from home, more devices are being plugged in and are running alongside home appliances. This often increases the use of extension cords and power bars, as they are needed to accommodate the increased number of items being plugged in. Overloading outlets like this could ultimately result in an electrical fire if not used properly. Even with the finest Ontario Home Insurance policies, this is always catastrophic. <\/span><\/p>\n<p>To help prevent electrical fires from occurring in your home, we have put together some tips to ensure safe measures. We also go over warning signs that could indicate a potential issue with a home&#8217;s electrical system. Along with providing additional safety for your family, everyone wants to avoid a home insurance claim and help keep Ontario Home Insurance premiums as low as possible.<\/p>\n<p>Electrical Safety Around the Home<\/p>\n<p>\u2022 Unplug electrical appliances when not in use\u2022 Do not overload outlets with too many cords or devices<\/p>\n<p><span data-verified=\"redactor\" data-redactor-tag=\"span\">\u2022 If you still have a fuse panel, never replace a blown fuse with one of a higher amperage, and never a better time than now to have an electrician replace your fuse panel with a breaker panel.<\/span><\/p>\n<p><span data-verified=\"redactor\" data-redactor-tag=\"span\"> \u2022 Use pet-resistant wires and cords to prevent chewing damage<\/span><\/p>\n<p><span data-verified=\"redactor\" data-redactor-tag=\"span\">\u2022 Install outlet covers to protect younger children from electric shocks<\/span><\/p>\n<p><span data-verified=\"redactor\" data-redactor-tag=\"span\">\u2022 Do not plug in devices with damaged power cords or attempt to fix them yourself<\/span><\/p>\n<p><span data-verified=\"redactor\" data-redactor-tag=\"span\">\u2022 Do not bring electronic devices such as laptops, mobile phones or any device containing lithium ion batteries to bed, especially when being charged\u2022 Use electrical products certified by a recognized national testing laboratory and make sure to read and follow instruction manuals that come with your electrical products<\/span><\/p>\n<p>Extension cord safety<\/p>\n<p>\u2022 Match grounded (3 prong) extension cords to grounded electrical devices<\/p>\n<p>\u2022 Never break off the round grounding prong of an electrical plug or trim, cut, or alter the plug blades<\/p>\n<p>\u2022 Extension cords are for temporary usage not a permanent source of electrical wiring\u2022 Match your extension cord correct gauge\/capacity to the device you are connecting to it<\/p>\n<p>Upgrading Electrical<\/p>\n<p>Many older homes are only capable of handling a minimum number of amps and utilizing just a few circuits. Increased demand on electricity can overload a circuit and cause fire or damage to your electrical panel circuitry. This can dramatically affect Ontario home insurance premiums and availability. Here are a few ways a licensed and bonded electrician can upgrade your home for your electrical needs, and improve safety:<\/p>\n<p>\u2022 Upgrade the electrical panel to bring more power from the utility poles<\/p>\n<p>\u2022 Rewire the home with insulated wires<\/p>\n<p>\u2022 Replace outlets for new surge-proof ones<\/p>\n<p>Warning Signs<\/p>\n<p>Pay attention to the warning signs as they may indicate an issue with your home&#8217;s electrical system. Look for visible signs of excessive wear or damage to the plug, sockets, protective sheathings or power cords. If you notice one or more of these signs, stop using the outlet or device and contact a licensed electrician immediately.<\/p>\n<p>\u2022 Burn marks or discolouration of wall outlets<\/p>\n<p>\u2022 A burning smell or rubbery odour from an appliance\u2022 Flickering lights<\/p>\n<p>\u2022 Recurring blown fuses or circuit breakers<\/p>\n<p>\u2022 Electrical sparks or shock each time you plug in a device<\/p>\n<p>Loss prevention helps everyone. Aside from saving lives and financial catastrophe, it helps keep Ontario home insurance premiums as low as possible.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ontario Home Insurance Tips for Preventing an Electrical Fire We are now in the digital age with more gadgets than ever. With more people working from home, more devices are being plugged in and are running alongside home appliances. This often increases the use of extension cords and power bars, as they are needed to [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":2531,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[24,25,34,30,31,32],"tags":[33,35,36,37,38],"class_list":["post-2070","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-automobile-insurance","category-home-auto-insurance-packages","category-home-business-insurance","category-personal-insurance","category-private-client-services","category-recreation-leisure-insurance","tag-fire-prevention","tag-home-insurance","tag-home-insurance-premium-savings","tag-homeowners-insurance","tag-loss-prevention"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Insurance - Fire &amp; Electrical Loss Prevention tips - Guthrie Insurance Brokers Ltd. 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