{"id":412,"date":"2021-02-12T22:35:37","date_gmt":"2021-02-12T22:35:37","guid":{"rendered":"http:\/\/67.231.31.167\/~insureplus\/?page_id=412"},"modified":"2022-09-12T15:06:49","modified_gmt":"2022-09-12T15:06:49","slug":"personal-home-insurance","status":"publish","type":"page","link":"https:\/\/guthrieinsurance.com\/wp22\/personal\/personal-home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"

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Home Insurance Packages <\/strong><\/em><\/h1>\n

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Ontario Home Insurance Quotes Made Easy<\/strong><\/h2>\n

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[\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIzNiJ9fQ==@” button_text=”Savings Start Here – Get A Quote Today” button_alignment=”center” _builder_version=”4.18.0″ _dynamic_attributes=”button_url” custom_button=”on” button_text_size=”19px” button_bg_color=”#ccaf54″ button_border_width=”2px” button_border_radius=”0px” button_letter_spacing=”2px” button_font=”Open Sans|700||on|||||” button_use_icon=”off” background_layout=”dark” custom_margin=”||||true” custom_padding=”16px|32px|16px|32px|true|true” button_text_shadow_style=”preset4″ button_letter_spacing_hover=”2px” button_bg_color_hover=”#00e2c4″ locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”2px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#000000″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.16″ custom_padding=”22px||19px|||” border_width_top=”4px” border_color_top=”#ccaf54″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” border_color_bottom=”#e09900″ locked=”off” global_colors_info=”{}”]<\/p>\n

Home Insurance<\/span><\/h4>\n

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If you are like most, your home and personal property is likely your most prized possession, often representing a lifetime worth of hard work and sacrifice.\u00a0 A\u00a0<\/span>major loss, such as a fire, explosion or hurricane,\u00a0<\/span>would be devastating.\u00a0\u00a0<\/span>Having a proper home insurance plan in place<\/span> will help ease the financial burden of such a tragedy.<\/span><\/strong><\/p>\n

Trusting this important protection to the RIBO licensed, insurance broker professionals at\u00a0Guthrie Insurance<\/strong><\/em> means you will get caring, thoughtful advice and the right coverage arranged through dependable and financially capable Canadian insurance companies. <\/span>When you rely on our experienced home insurance brokers, we can provide some of the <\/span>best home insurance plans and rates in Ontario<\/span>, as well as an unbeatable service and easy payment plans \u2013 PLUS<\/em> much more.<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_color=”#f2f2f2″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_text_color=”#FFFFFF” header_font=”||||||||” header_text_color=”#FFFFFF” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” background_layout=”dark” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”9px|||||” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

Get a Quote on the BEST value in Ontario Home Insurance now<\/span><\/h4>\n

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Your Ontario home is likely your most prized possession, often representing a lifetime worth of hard work and sacrifice.\u00a0 A major loss would be devastating.\u00a0 You need a proper plan of home insurance to help ease the financial burden of such a tragedy.<\/p>\n

Whether you live in a house, condominium or apartment, there is nothing nicer than hearing \u201chome sweet (well protected) home\u201d. Our Ontario Guthrie Insurance<\/strong> <\/em>home insurance brokers are a able to arrange a low-cost home insurance package that suits your living style and your budget no matter what you call home.<\/p>\n

For a fast, free and accurate Guthrie Insurance<\/strong> <\/em>house insurance quote just give us a bit of information at \u201cRequest a Quote\u201d<\/a><\/strong> or call us at 1-888-310-7283 (SAVE)<\/a>.\u00a0 It\u2019s easy and you will be looked after by a helpful professional usually within just a few minutes from 9am to 5pm -Mon to Fri<\/p>\n

Investing in top quality Ontario home insurance through the helpful professionals at\u00a0Guthrie Insurance<\/strong><\/em> just makes good sense.<\/p>\n

\u201cYou only have one chance to get it right. Getting it wrong can be very expensive\u201d<\/strong><\/em><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_text_color=”#FFFFFF” header_font=”||||||||” header_text_color=”#FFFFFF” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” background_layout=”dark” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”8px|||||” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

WHO ARE OUR ONTARIO HOME INSURANCE CUSTOMERS?<\/span><\/h4>\n

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Own a home in Toronto, the GTA, or anywhere in Southern Ontario?\u00a0 What about 2-3 cars?\u00a0 A boat or motor home?\u00a0 Expensive collections or even bicycles?\u00a0 Whatever your situation, you probably find managing your house insurance to be a time-consuming, frustrating and expensive.<\/p>\n

As if owning a home is already not complicated enough, understanding how to insure it can be daunting.\u00a0 \u00a0Among the variety of Ontario home insurance companies, no two insurance policies are the same.\u00a0 \u00a0Each has different coverage, limits, conditions and exclusions and of course a wide range of premiums.\u00a0 \u00a0Getting it right should not be left to chance.<\/p>\n

Often, it is not until something happens that the shortfall is discovered. Insure you basement for sewer back up with a $10,000 limit then finding out you have a $25,000 loss is painful.\u00a0 This is especially sad as the premium involved to do it properly is often modest and just a bit of advice could have prevented it.\u00a0 There are many pitfalls that need to be avoided.<\/p>\n

Why not save yourself some time, some money, and let the home and auto insurance professionals at Guthrie Insurance<\/strong><\/em>\u00a0<\/strong><\/em><\/span> look after all of your personal insurance needs?<\/p>\n

\u201cWe know insurance so you don\u2019t have to\u201d<\/strong><\/em><\/p>\n

Imagine the convenience of having one annual policy anniversary date.\u00a0 Or making just one call to a personal insurance adviser who works with you year in and year out to make sure you are properly protected and, as economically as possible.\u00a0 Consider just the peace of mind in knowing there is a helpful expert who knows your situation and who is responsible for your insurance well-being just a call or email away!<\/p>\n

Wouldn\u2019t it be great to save money, get the insurance protection you need and get responsive, personal service insurance without getting stuck in an impersonal call center?<\/p>\n

Are you conscientious, responsible and serious about matters pertaining to your insurance and financial security?\u00a0 Do you appreciate getting helpful, professional and unbiased advice?\u00a0 Then, you will\u00a0appreciate working with the Broker Professionals at\u00a0Guthrie Insurance<\/strong><\/em>.<\/p>\n

Looking after the many insurable risks and financial security needs of Ontario families is where we excel!<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_color=”#f2f2f2″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_text_color=”#FFFFFF” header_font=”||||||||” header_text_color=”#FFFFFF” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” background_layout=”dark” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”7px|||||” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

Home & Auto Insurance Bundles For Ontario Residents<\/span><\/h4>\n

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At Guthrie Insurance<\/strong><\/em>, we want to ensure you\u2019re getting the best, most affordable premium for your <\/span>house insurance in Ontario<\/span>.\u00a0 This is why we offer <\/span>home and auto insurance bundles<\/span> to residents in the<\/span> Ontario<\/span> region, combining the two types of insurance packages together to save you time and money on your total insurance account.\u00a0 As most home owners also require auto insurance, combining these two policies together makes it more economical and easier to manage with just one annual anniversary date.\u00a0 With auto insurance being mandatory for all Ontario vehicle owners, combining these policies just makes more sense. <\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_text_color=”#FFFFFF” header_font=”||||||||” header_text_color=”#FFFFFF” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” background_layout=”dark” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”7px|||||” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

How Much is the Average Cost of Home Insurance in Ontario<\/span><\/h4>\n

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At\u00a0Guthrie Insurance <\/strong><\/em>we know every home is as individual and unique, as the person or family who lives there.\u00a0 When it comes to Ontario home insurance, trying to ascertain what is an \u201caverage\u201d premium is immensely difficult.\u00a0 Consider, for example, what the likely difference in premium would be to insure a modest, 2 bedroom bungalow in Barrie, to the premium on a 10 bedroom mansion in Toronto\u2019s Rosedale.\u00a0 The risks involved are at the opposite ends of the spectrum, and so are the premiums.\u00a0\u00a0<\/span><\/p>\n

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Which Ontario Home Insurance Companies and Brands does INSUREPLUS\u2122 Represent?<\/span><\/h4>\n

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At INSUREPLUS\u2122 we have partnered with Canada\u2019s leading home insurance companies. These are insurers who have a proven reputation of fairness in all of their customer dealings. Among them there is a wide variety of rating plans, payment options, discounts and eligibility requirements.<\/p>\n

Representing leading Ontario Insurance Companies also helps ensure you benefit from trends in claims and resulting premium costs. One insurer may suffer from an adverse claims year and increase premiums. This can often be offset by having us move you to another insurer who may have had a good claims year and continues to offer highly competitive premiums. Nothing stays the same for long\u2026especially when it comes to Ontario home insurance rates.<\/p>\n

Guthrie Insurance<\/strong><\/em>\u00a0is proud to represent the following preferred Canadian Insurance Companies for your Ontario home insurance needs \u2013<\/p>\n

Aviva Insurance\u00a0 \u00a0CAA Insurance\u00a0 \u00a0CHIEFTAN Insurance<\/strong><\/p>\n

\u00a0 PAFCO Insurance\u00a0 \u00a0Chubb Insurance \u00a0 RSA Insurance \u00a0 MARKEL Insurance
<\/strong><\/p>\n

ECONOMICAL Insurance\u00a0\u00a0 INTACT Insurance\u00a0 <\/strong>PEM BRIDGE Insurance\u00a0\u00a0 <\/strong><\/p>\n

SGI CANADA Insurance\u00a0 \u00a0Travelers Insurance \u00a0 Wawanesa Insurance<\/strong><\/p>\n

 <\/p>\n

Each Insurance Company has a unique area of specialty in the Ontario Home insurance market and, depending on your individual profile, can offer you the lowest home insurance quotes. Home Insurance quotes and premium estimates are also available online. To confirm the estimate and move ahead with arranging your insurance please let one of our helpful, expert brokers get you looked after and contact us today!<\/p>\n

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Factors That Impact Home Insurance Costs in Ontario<\/span><\/h4>\n

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InsuranceThere are many main factors that influence Home Insurance premiums in Ontario.\u00a0 <\/span>In general, these factors can be divided into three main categories as follows \u2013\u00a0<\/span><\/p>\n

The Home \u2013<\/p>\n

\"\" The size, age and condition.\u00a0 The premium on newer homes is generally less than the premiums on older homes.\u00a0 Older home with outdated wiring, roof, heating or plumbing will result in higher premiums as the risk of loss is higher.\u00a0 Bigger house?\u00a0 Higher replacement cost and higher premium. It only makes sense.\u00a0\u00a0<\/span><\/p>\n

\"\" Security and loss prevention measures taken such as central burglar alarms or sewer back-up valves.\u00a0\u00a0<\/span><\/p>\n

\"\" Your neighborhood; every neighborhood in Ontario is different.\u00a0 Premiums may be affected by local crime statistics, proximity to fire hall or hydrants, or areas that are prone to sewer back-ups.<\/span><\/p>\n

The owner\/insured \u2013<\/p>\n

\"\"<\/span> Expensive jewellery?\u00a0 Collect sports cards?\u00a0 Have expensive bicycles?\u00a0 Do you volunteer with local community groups or your children\u2019s minor sports leagues?\u00a0 Lifestyle factors and risks do affect insurance premiums if the appropriate coverage has been provided.<\/p>\n

\"\"<\/span> Other factors include claims experience, credit rating (optional with insureds permission) and sometimes even the type and number of mortgagees.<\/p>\n

\"\"<\/span> Operating a business from home?\u00a0 Likely not a problem if it is low risk such as tutoring piano.\u00a0 Repairing neighbours cars in the garage, or other higher risk business activities however could put a serious \u201cdent\u201d in your budget.<\/p>\n

The Insurance Company and Policy \u2013<\/p>\n

\"\"<\/span> Profit margins for Ontario home insurance companies is marginal and similar among all insurance companies.\u00a0 Intense competition keeps premiums down.\u00a0 Typically over 90% of premiums are paid out in claims and administrative expenses.\u00a0 Increasing premiums to increase profits would result in severe loss of customers and insurers won\u2019t risk it.<\/p>\n

\"\"<\/span> Some policies are more expensive because they cover more risks.<\/p>\n

\"\" The\u00a0specific policy features, benefits, limitations, and exclusions all have an affect on insurance premiums.\u00a0 <\/span><\/p>\n

\"\" Past claims made to the home; if you\u2019re new to the home, the previous owners may have already made several claims, therefore, this will may affect the future home insurance costs. <\/span><\/p>\n

\"\" Cosmetic factors; such as the condition of the home\u2019s roof, the types of plumbing and electrical systems installed; are they modern and new? When was the last time they were replaced or updated?<\/span><\/p>\n

\"\"<\/span> Every situation is different and an \u201coff the shelf\u201d insurance policy can leave you vulnerable to an uninsured or under-insured loss costing you thousands.<\/p>\n

These are some of the key factors affecting Ontario\u00a0<\/span>home insurance costs.\u00a0 <\/span>With over 40 years of experience, Guthrie Insurance <\/strong><\/em>will help you ensure you receive the right type of insurance coverage, at the right premium.\u00a0\u00a0<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_color=”#FFFFFF” border_width_top=”2px” border_color_top=”#ccaf54″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ text_text_color=”#FFFFFF” header_font=”||||||||” header_text_color=”#FFFFFF” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” background_layout=”dark” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”7px|||||” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

Is Home Insurance Mandatory in Ontario?<\/span><\/h4>\n

[\/et_pb_text][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|20px||||” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

Unlike other types of insurance policies, such as car insurance, <\/span>home insurance in Ontario is not mandatory.<\/span> If you\u2019re a homeowner and you don\u2019t have home insurance, it is not illegal and you are not breaking any Government Laws. However, you may be responsible under contract to make sure your home is properly insured.\u00a0 This is the situation when a financial institution has loaned money and placed a mortgage on your property.\u00a0 \u00a0<\/span><\/p>\n

Regardless of whether insurance is legally or contractually required, everyone will agree that arranging a proper insurance plan is always the best move.\u00a0 Going without home insurance, even for a day, could result in dire financial consequences for you or your family in the event of an uninsured loss.<\/p>\n

Investing in top quality Ontario home insurance through the helpful professionals at\u00a0Guthrie Insurance <\/strong><\/em><\/span>just makes good sense.\u00a0\u00a0<\/span><\/p>\n

Not sure if you need home insurance? <\/span>Contact our team<\/span><\/a> of expert home insurance brokers today.\u00a0 We are ready to provide fast assistance, premium quotes and can answer your questions.\u00a0<\/span><\/p>\n

\u201cWhen it comes to insurance, there are no dumb questions!\u201d<\/strong><\/em><\/p>\n

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SAVINGS START HERE. FOR A REVIEW OF YOUR PERSONAL INSURANCE YOU HAVE TWO OPTIONS: <\/h1>\n

[\/et_pb_text][et_pb_divider color=”#d8c17b” divider_weight=”4px” _builder_version=”4.16″ _module_preset=”default” width=”8%” module_alignment=”center” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.16″ _module_preset=”default” width=”100%” max_width_tablet=”” max_width_phone=”100%” max_width_last_edited=”on|phone” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|||160px|false|false” custom_padding_tablet=”|||0px|false|false” custom_padding_phone=”|||0px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_image src=”https:\/\/guthrieinsurance.com\/wp-content\/uploads\/2021\/04\/our_brockers.png” title_text=”our_brockers” align=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” transform_styles__hover_enabled=”on|desktop” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|desktop” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_scale__hover=”107%|107%”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Call and speak directly <\/strong>
to one of our brokers<\/strong><\/h4>\n
Available Mon-Fri \u2013 9 am – 5 pm<\/div>\n

[\/et_pb_text][et_pb_button button_url=”tel:18883107283″ button_text=”CLICK TO CALL” button_alignment=”center” _builder_version=”4.17.4″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#ccaf54″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” custom_padding=”|160px|||false|false” custom_padding_tablet=”|0px|||false|false” custom_padding_phone=”|0px|||false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_image src=”https:\/\/guthrieinsurance.com\/wp-content\/uploads\/2021\/04\/complecting_form.png” title_text=”complecting_form” align=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” transform_styles__hover_enabled=”on|hover” transform_scale__hover_enabled=”on|hover” transform_translate__hover_enabled=”on|desktop” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_scale__hover=”107%|107%”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” text_font_size=”19px” global_colors_info=”{}”]<\/p>\n

Please provide us with a bit of information here and a broker will get back to you shortly, often within 10 minutes during regular hours<\/p>\n

[\/et_pb_text][et_pb_image src=”https:\/\/guthrieinsurance.com\/wp-content\/uploads\/2021\/04\/form_arrow.png” title_text=”form_arrow” align=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.18.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/b2c.tourmed.ca\/login\/?guid=059d90ba-4337-47df-9281-24a9a2a52b41″ url_new_window=”on” button_text=”GET A TRAVEL INSURANCE QUOTE TODAY” button_alignment=”center” _builder_version=”4.18.0″ _module_preset=”default” custom_button=”on” button_text_color=”#FFFFFF” button_bg_color=”#ccaf54″ button_border_width=”3px” button_border_color=”#FFFFFF” background_layout=”dark” custom_padding=”16px|32px|16px|32px|false|false” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.17.4″ background_color=”#FFFFFF” custom_padding=”3px||15px|||” border_width_bottom=”2px” border_color_bottom=”#ccaf54″ locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.4″ _module_preset=”default” custom_margin=”45px||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.17.4″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_align=”center” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” text_orientation=”center” max_width=”800px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”-30px|||||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|||||” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

Why choose \"\"FOR YOUR AUTO INSURANCE IN canada?<\/span><\/h4>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.16″ width=”78.4%” custom_margin=”-18px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”20px|20px|||false|false” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ border_width_top=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

\"\" No call center here! You will appreciate working individually and personally with dedicated, professional Ontario Insurance Brokers available on an unlimited time<\/em> <\/strong>basis for the very best advice in person, by telephone or email.\u00a0 Our time is yours.\u00a0 We have only YOUR<\/strong><\/em> best interests in mind!<\/p>\n

\"\" Expert advice to help understand and manage your risks and exposures<\/span><\/p>\n

\"\" Easy <\/span>home insurance<\/span> payment plans \u2013 monthly, credit card and EFT\u00a0<\/span>
<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”20px|20px|0px||false|false” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ border_width_top=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

\"\" Flexible deductibles up to $10,000 with substantial premium savings<\/p>\n

\"\" Whether your home is modest or a \u00a0mansion you will get guaranteed low premium rates with discounts too numerous to list<\/p>\n

\"\" Bundle with your automobiles or recreational toys\u00a0for even greater savings<\/p>\n

\"\" Optional credit rating for maximum possible savings<\/p>\n

\"\" You will finally be able to understand what is insured and what is not<\/span><\/p>\n

 <\/p>\n

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\"\" Variety of important options for valuables such as jewellery and special types of property such as bicycles<\/span><\/p>\n

\"\" Daycare or cutting hair, don\u2019t get stuck with an uninsured lawsuit!\u00a0 You need proper home business insurance. We have a wide variety of options available to ensure you are properly insured.<\/p>\n

\"\" Caring, diligent claims advice to help keep future premiums minimized<\/span><\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.18.0″ border_width_top=”2px” border_color_top=”#ccaf54″ border_width_bottom=”2px” border_color_bottom=”#ccaf54″ global_module=”3124″ saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” max_width=”1206px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

<\/h2>\n

Helping families and businesses with their insurance and financial security needs since 1962.<\/b><\/h2>\n

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We Serve All of the GTA including:
Markham | North York | Richmond Hill | Scarborough | Thornhill | Toronto | Vaughan | Pickering | Ajax | Whitby | Oshawa and Durham Region | Kawarthas | Northumberland |<\/h4>\n

THE PROVINCE OF ALBERTA<\/h4>\n

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TALK TO THE RIBO LICENSED AND BONDED PROFESSIONALS AT GUTHRIE INSURANCE TODAY!<\/h1>\n

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Home Insurance Packages   Ontario Home Insurance Quotes Made Easy  Home InsuranceIf you are like most, your home and personal property is likely your most prized possession, often representing a lifetime worth of hard work and sacrifice.\u00a0 A\u00a0major loss, such as a fire, explosion or hurricane,\u00a0would be devastating.\u00a0\u00a0Having a proper home insurance plan in place […]<\/p>\n","protected":false},"author":1,"featured_media":3687,"parent":392,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-412","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"\nHome Insurance - Guthrie Insurance Brokers Ltd. InsurePlus<\/title>\n<meta name=\"description\" content=\"We provide some of the best home insurance plans and rates in Ontario! 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