<\/strong><\/em><\/p>\n <\/p>\n [\/et_pb_text][et_pb_button button_url=”@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjIzNiJ9fQ==@” button_text=”Savings Start Here – Get A Quote Today” button_alignment=”center” _builder_version=”4.18.0″ _dynamic_attributes=”button_url” custom_button=”on” button_text_size=”19px” button_bg_color=”#ccaf54″ button_border_width=”2px” button_border_radius=”0px” button_letter_spacing=”2px” button_font=”Open Sans|700||on|||||” button_use_icon=”off” background_layout=”dark” custom_margin=”||||true” custom_padding=”16px|32px|16px|32px|true|true” button_text_shadow_style=”preset4″ button_letter_spacing_hover=”2px” button_bg_color_hover=”#00e2c4″ global_module=”3380″ saved_tabs=”all” locked=”off” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”on” button_letter_spacing__hover=”2px” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”on|hover” button_bg_color__hover=”#000000″ button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off” button_bg_enable_color__hover=”on”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.16″ custom_padding=”22px||19px|||” border_width_top=”4px” border_color_top=”#ccaf54″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” border_color_bottom=”#e09900″ locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|20px||||” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n As an business owner you are faced with countless expenses, responsibilities, and risks along with the hopeful rewards.\u00a0 It only makes sense to arrange the very best small business insurance to protect your business through Guthrie Insurance<\/strong><\/em><\/span>.\u00a0 Insurance that goes easy on your expenses and helps you manage and minimize insurable risks so you can enjoy peace of mind and focus on the day to day operations of your business.<\/p>\n For many business owners the lines between business and personal risks and exposures can be faint. Why take a chance on an uninsured loss, a gap or overlap in your coverage or a missed discount?\u00a0 With economical business and personal insurance plans available for just about every situation you can rest assured that you are getting the protection you need at the fairest premium.<\/p>\n Whether you are a hairdresser, tradesperson, caterer, lawyer or operate a variety store or restaurant, you need insurance for not only the obvious risks of fire, theft, and liability, but for areas that are often not so obvious, such as cyber security, or employee bonding.\u00a0 At\u00a0Guthrie Insurance<\/strong><\/em> our experienced team of small business insurance professional brokers will help ensure your Ontario business has the protection you need at the fairest possible premium cost.<\/p>\n It is critical that your Ontario small business insurance is done right the first time.\u00a0 Do not take chances.\u00a0 Getting it wrong can be very expensive and result in financial ruin, sometimes even personally.\u00a0 With over 40 years\u2019 experience our goal is to help Ontario small business owners understand and arrange the insurance that is right for their business and their budget.\u00a0 Our small business insurance brokers in Ontario work with business owners and managers every day and strive to provide helpful, expert advice to help control losses and keep premiums as low as possible.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” background_color=”#f2f2f2″ custom_margin=”-2px|||||” custom_padding=”24px||0px|||” saved_tabs=”all” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.17.4″ _module_preset=”default” text_font=”Lato||||||||” text_text_color=”#FFFFFF” 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src=”https:\/\/guthrieinsurance.com\/wp-content\/uploads\/2021\/04\/our_brockers.png” title_text=”our_brockers” align=”center” _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}” transform_styles__hover_enabled=”on|desktop” transform_scale__hover_enabled=”on|desktop” transform_translate__hover_enabled=”on|desktop” transform_rotate__hover_enabled=”on|desktop” transform_skew__hover_enabled=”on|desktop” transform_origin__hover_enabled=”on|desktop” transform_scale__hover=”107%|107%”][\/et_pb_image][et_pb_text _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_button button_url=”tel:18883107283″ button_text=”CLICK TO CALL” button_alignment=”center” _builder_version=”4.17.4″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#ccaf54″ global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.16″ _module_preset=”default” 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border_color_all=”#ccaf54″ border_width_right=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n We make it easy.\u00a0 Finely crafted small business insurance policies to address your risks and exposures, competitive premiums, and helpful, expert advice for ALL of your small business insurance needs \u2013\u00a0\u00a0Guthrie Insurance<\/strong><\/em>\u00a0 has you covered!<\/p>\n Get a fast, free Ontario small business insurance quote for your SME, small or medium business or institution today.<\/p>\n Just call us at 1-888-310-7283 (SAVE)<\/strong><\/a>\u00a0or give our helpful commercial insurance brokers some information on the \u201cRequest a Quote\u201d<\/strong><\/a>\u00a0and we will get right back to you \u2013 usually within a few minutes 9am to 5pm \u2013 Mon \u2013 Fri.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row 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header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|20px||||” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ border_width_right=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Own a small business in Toronto, the GTA, or anywhere in Southern Ontario?\u00a0 \u00a0What about a truck or a few cars?\u00a0 A nice home?\u00a0 A boat or motor home?\u00a0 Expensive collections?\u00a0 Whatever your situation, you probably find managing your business and personal insurance to be a time-consuming, frustrating and expensive.<\/p>\n As if owning a small business is already not complicated enough, understanding how to insure it can be daunting.\u00a0 Among the variety of Ontario small business insurance companies, no two insurance policies are the same.\u00a0 Each small business insurance company offers different coverage, limits, conditions, and exclusions and of course a wide range of premiums.\u00a0 Getting it right should not be left to chance.<\/p>\n Often, it is not until something happens that the shortfall is discovered.\u00a0 Get stuck with an under-insured or uninsured loss and it can be costly.\u00a0 It can actually result in you never reopening.\u00a0 \u00a0This is especially sad as the annual premium involved to get the right plan combined with a bit of advice could have prevented it.\u00a0 There are many pitfalls that need to be avoided.<\/p>\n Why not save yourself some time, some money, and let the small business insurance experts at\u00a0Guthrie Insurance<\/strong><\/em>\u00a0 look after all of your small business insurance needs?<\/p>\n \u201cWe know insurance so you don\u2019t have to\u201d<\/strong><\/p>\n Imagine the convenience of having one annual policy anniversary date for everything?\u00a0 Or making just one call to your commercial insurance adviser who works with you year in and year out to make sure you are properly protected and, as economically as possible.\u00a0 Consider just the peace of mind in knowing there is a helpful expert who knows your situation and who is responsible for your insurance well-being is just a call or email away!<\/p>\n Wouldn\u2019t it be great to save money, get the insurance protection you need and get responsive, personal service insurance without getting stuck in an impersonal call center?<\/p>\n Are you conscientious, responsible and serious about matters pertaining to your business insurance and financial security?\u00a0 Do you appreciate getting helpful, professional and unbiased advice?\u00a0 Then, you will appreciate working with the Broker Professionals at Guthrie Insurance<\/strong><\/em>.<\/p>\n Looking after the many insurable risks and financial security needs of Ontario families is where we excel!<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.17.4″ _module_preset=”default” background_color=”#f2f2f2″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” border_color_bottom=”#e09900″ locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|20px||||” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ border_width_right=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Different businesses require different coverage. Depending on the nature and size of your Ontario small business and the industry you operate in, you may require additional, unique or specialized coverage. After properly assessing your business risks, exposures and insurance needs we work with you to ensure your business is properly protected. Here are some of the some of the types of policies we may suggest for you:<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.16″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” border_color_bottom=”#e09900″ locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|20px||||” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ border_width_right=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n Small business liability insurance is considered the most important type of insurance available. Whether it was your \u201cfault\u201d or not, if you are accused of causing bodily injury or property damage, you may be held accountable (sometimes whether you are \u201clegally\u201d liable or not!). For your insured business operations and activities, if you are sued for allegations of bodily injury or property damage your business liability insurance pays both to defend you (whether or not you are legally responsible) as well as the monetary judgement if you are held responsible, up to your policy limits. It covers the operations and activities of Ontario businesses, and their employees while acting within the scope of their duties.<\/p>\n All Ontario small business needs adequate liability insurance. Even if you are doing something you think is low risk or innocuous and with minimal revenues, just one small mistake or even an allegation, can result in a lawsuit and put you into financial ruin.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Services” _builder_version=”4.18.0″ background_color=”#f2f2f2″ custom_padding=”||10px|||” border_color_top=”#999999″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.16″ header_font=”||||||||” header_2_font=”||||||||” header_3_font=”||||||||” header_4_font=”Montserrat|700||on|||||” header_4_text_color=”#a2aab2″ header_4_font_size=”15px” header_4_letter_spacing=”2px” header_4_line_height=”1.6em” max_width=”600px” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” header_2_font_size_tablet=”30px” header_2_font_size_last_edited=”off|desktop” border_color_bottom=”#e09900″ locked=”off” global_colors_info=”{}”]<\/p>\n [\/et_pb_text][et_pb_text _builder_version=”4.18.0″ text_font=”||||||||” text_line_height=”2em” header_font=”||||||||” header_2_font=”Montserrat|800|||||||” header_2_font_size=”30px” header_2_line_height=”1.5em” header_3_font=”||||||||” header_4_font=”||||||||” max_width_tablet=”700px” max_width_phone=”700px” max_width_last_edited=”off|desktop” custom_margin=”|||” custom_margin_tablet=”|0px||” custom_margin_phone=”|0px||” custom_margin_last_edited=”off|desktop” custom_padding=”1px|20px||||” hover_enabled=”0″ header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”on|phone” border_color_all=”#ccaf54″ border_width_right=”2px” locked=”off” global_colors_info=”{}” sticky_enabled=”0″]<\/p>\nSMALL BUSINESS INSURANCE \u2013 GET THE RIGHT PROTECTION AT THE RIGHT PREMIUM NOW!\u00a0<\/strong><\/h2>\n
SMALL BUSINESS INSURANCE<\/span><\/h4>\n
\u00a0SAVINGS START HERE. FOR A REVIEW OF YOUR SMALL BUSINESS INSURANCE<\/h1>\n
YOU HAVE TWO OPTIONS:<\/h1>\n
Call and speak directly <\/strong>
to one of our brokers<\/strong><\/h4>\nWhy choose
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FOR YOUR SMALL BUSINESS INSURANCE IN canada?<\/span><\/h4>\n![\"\"](\"https:\/\/guthrieinsurance.com\/wp22\/wp-content\/uploads\/2021\/02\/chevron-logo-plus.png\"){kind=icon}
No call center here! You will appreciate working individually and personally with dedicated, professional Ontario Insurance Brokers available on an unlimited time<\/em> <\/strong>basis for the very best advice in person, by telephone or email.\u00a0 We have only YOUR best interests in mind!<\/p>\n Helpful, expert advice from Small Business Insurance Professionals<\/p>\n Easy Ontario Small Business insurance payment plans \u2013 monthly, credit card, EFT and more<\/p>\n Fast, flexible document management for timely insurance certificates and polices<\/p>\n Save time, save money and have all of your commercial insurance needs managed by dedicated professionals<\/p>\n Fast, friendly and expert advice from our team of professionals<\/p>\n We will help you understand and manage your risks and what is insured and what is not<\/p>\n Premium savings now and greater future savings by ensuring you have the right coverage.\u00a0 There are few things more expensive than an uninsured or under-insured loss!<\/p>\n Diligent claims management and advice to help keep future premiums minimized<\/p>\n Proud partners with most of Canada\u2019s Leading Small Business Insurance Companies<\/p>\nGET A FREE ONTARIO SMALL BUSINESS INSURANCE QUOTE TODAY!<\/span><\/h4>\n
WHO ARE OUR ONTARIO SMALL BUSINESS INSURANCE CUSTOMERS?<\/span><\/h4>\n
THERE ARE MANY TYPES OF SMALL BUSINESS INSURANCE<\/span><\/h4>\n
Small business, premises liability and products liability insurance<\/p>\n Professional or Errors or Omissions liability insurance<\/p>\n Commercial auto insurance<\/p>\n Non-owned automobile liability<\/p>\n Flood and Sewer Back Up<\/p>\n Extended business income insurance<\/p>\n Cyber\/data breach insurance<\/p>\n Employers Liability (even if you have WSIB)<\/p>\n Directors and officers insurance<\/p>\n Umbrella insurance<\/p>\nWHAT IS SMALL BUSINESS LIABILITY INSURANCE?<\/span><\/h4>\n
GROUP OR EMPLOYEE BENEFITS FOR SMALL BUSINESS \u2013 PROTECT AND SAVE!<\/span><\/h4>\n