{"id":3061,"date":"2022-07-14T08:06:13","date_gmt":"2022-07-14T08:06:13","guid":{"rendered":"https:\/\/guthrieinsurance.com\/wp22\/?page_id=3061"},"modified":"2022-09-12T15:19:12","modified_gmt":"2022-09-12T15:19:12","slug":"living-benefits-insurance","status":"publish","type":"page","link":"https:\/\/guthrieinsurance.com\/wp22\/personal\/life-insurance\/living-benefits-insurance\/","title":{"rendered":"Living Benefits Insurance"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;Services&#8221; _builder_version=&#8221;4.18.0&#8243; background_color=&#8221;rgba(135,135,135,0)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#d2d5d8 0%|rgba(8,29,89,0.56) 0%&#8221; background_color_gradient_overlays_image=&#8221;on&#8221; background_color_gradient_start=&#8221;#d2d5d8&#8243; background_color_gradient_end=&#8221;rgba(8,29,89,0.56)&#8221; background_color_gradient_end_position=&#8221;0%&#8221; background_image=&#8221;https:\/\/guthrieinsurance.com\/wp22\/wp-content\/uploads\/2021\/02\/banner-personal-life-insurance.jpg&#8221; 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_builder_version=&#8221;4.16&#8243; custom_padding=&#8221;22px||19px|||&#8221; border_width_top=&#8221;4px&#8221; border_color_top=&#8221;#ccaf54&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text _builder_version=&#8221;4.18.0&#8243; header_font=&#8221;||||||||&#8221; header_2_font=&#8221;||||||||&#8221; header_3_font=&#8221;||||||||&#8221; header_4_font=&#8221;Montserrat|700||on|||||&#8221; header_4_text_color=&#8221;#a2aab2&#8243; header_4_font_size=&#8221;15px&#8221; header_4_letter_spacing=&#8221;2px&#8221; header_4_line_height=&#8221;1.6em&#8221; max_width=&#8221;600px&#8221; max_width_tablet=&#8221;700px&#8221; max_width_phone=&#8221;700px&#8221; max_width_last_edited=&#8221;off|desktop&#8221; 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custom_margin_phone=&#8221;|0px||&#8221; custom_margin_last_edited=&#8221;off|desktop&#8221; custom_padding=&#8221;1px|20px||||&#8221; hover_enabled=&#8221;0&#8243; header_2_font_size_tablet=&#8221;30px&#8221; header_2_font_size_phone=&#8221;20px&#8221; header_2_font_size_last_edited=&#8221;on|phone&#8221; border_color_all=&#8221;#ccaf54&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p>An individual\u2019s most important financial asset is their ability to earn an income. Disability insurance provides for continuance of salary if an insured person is unable to work due to a qualifying injury or sickness. The scope of the disability plan, and the options available, can make the coverage very limited or very comprehensive. Factors to be considered include the definition of disability, own occupation coverage, whether the policy is guaranteed, future insurability options, and return of premium options.\u00a0<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f2f2&#8243; custom_margin=&#8221;-2px|||||&#8221; custom_padding=&#8221;24px||0px|||&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Lato||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;2.1em&#8221; header_font=&#8221;Lato|900|||||||&#8221; header_text_color=&#8221;#316f6a&#8221; header_font_size=&#8221;23px&#8221; header_line_height=&#8221;1.7em&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;28px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1 class=\"section__title\" style=\"text-align: center;\">SAVINGS START HERE. FOR A REVIEW OF YOUR LIVING BENEFITS LIFE INSURANCE<\/h1>\n<h1 class=\"section__title\" style=\"text-align: center;\">\u00a0YOU HAVE TWO OPTIONS:<\/h1>\n<p>[\/et_pb_text][et_pb_divider color=&#8221;#d8c17b&#8221; divider_weight=&#8221;4px&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;8%&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_2,1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; width=&#8221;100%&#8221; max_width_tablet=&#8221;&#8221; max_width_phone=&#8221;100%&#8221; max_width_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|||160px|false|false&#8221; custom_padding_tablet=&#8221;|||0px|false|false&#8221; custom_padding_phone=&#8221;|||0px|false|false&#8221; 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5 pm<\/div>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;tel:18883107283&#8243; button_text=&#8221;CLICK TO CALL&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.17.4&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_size=&#8221;16px&#8221; button_text_color=&#8221;#ccaf54&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;|160px|||false|false&#8221; custom_padding_tablet=&#8221;|0px|||false|false&#8221; custom_padding_phone=&#8221;|0px|||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/guthrieinsurance.com\/wp-content\/uploads\/2021\/04\/complecting_form.png&#8221; title_text=&#8221;complecting_form&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; 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